Leading brands that trust DB1’s engineering
Banking, brokerage, healthcare, sanitation and retail. Critical operations that cannot stop.
Without Open Finance implemented, you pay twice.
Regulatory risk on one side. Avoidable operating costs on the other. Two problems, one solution.
Regulatory exposure with BACEN
Non-compliance with the Open Finance phases creates risk of fines, embargo and reputational damage.
Incompatible legacy architecture
Systems without REST/OAuth2/FAPI cannot join the ecosystem. Every regulatory update becomes an emergency project, a technical debt.
High cost from missing data
Without Open Finance, every client requires more documentation and analysis. Those who implemented it decide faster, spend less and make fewer mistakes.
Competitors launch in weeks. You, in months.
Fintechs and digital banks launch products with third-party data in weeks. Bilateral integrations cannot keep that pace.
Compliance is expensive when implemented wrong.
Two profiles. The same pressure. Results you can measure.
CFO / Finance Director
"Regulatory risk has a price. And it goes up with every BACEN cycle."
Open Finance done badly becomes a regulatory liability and an avoidable cost. Done well, the ROI is measurable from kickoff.
- ✓Removes exposure to BACEN regulatory fines
- ✓Cuts credit analysis cost with ecosystem data
- ✓Predictable timeline, less budget exposure
- ✓Automates KYC, onboarding and portability
- ✓Opens revenue in channels you cannot reach today
CTO / Technology Director
"The wrong architecture early becomes rework at the worst moment."
FAPI, consent, availability, zero downtime: each layer has its own requirement, and specialized squads with AI agents cover all of them.
- ✓FAPI-compliant architecture from scratch or over legacy
- ✓Consent layer approved in BACEN homologation
- ✓Uptime and latency SLAs within regulatory requirements
- ✓Zero downtime on updates, architecture evolutionary by design
- ✓Integration with legacy core banking without rewriting critical systems
We deliver compliance. From Assessment to Go-live.
We built in-house the CLI and the Harness that orchestrate our Open Finance specialists and the AI agents. Every cycle covers regulatory requirements, code generation and technical review, with full traceability of each decision.
We map architecture, systems and compliance by BACEN phase. Output: a technical diagnosis and an action plan with clear priorities.
We design the FAPI, OAuth2 and consent management layer, from scratch or over legacy. Validated in the BACEN sandbox from day one.
DB1’s CLI and Harness orchestrate agents across code generation, technical review and testing. No component ships without regulatory approval.
Certification with BACEN, load and availability testing, continuous monitoring. We do not just deliver the code. We deliver compliance in production.
Continuous evolution with BACEN rules
Our evolutionary maintenance model follows regulatory changes and new market requirements, keeping your operation current, compliant and ready for what comes next.
than the market average, without giving up regulatory quality.
of implementations approved with no technical rejections in the sandbox.
on deliveries with human gates, AI and technical review in every cycle.
of the Open Finance ecosystem: Phase 1 through Phase 4 of BACEN.
Uniprime & DB1 case: the app that transformed the member experience.
From the banking journey to the members’ daily routine: Uniprime took its digital experience to another level with DB1.
Everything you need to know
We are already in production. Does DB1 still make sense?
Yes. We serve everyone from those who have not started to those already in production who want to go beyond compliance. We assess the stage of your project and show where engineering can help.
How do you deliver faster without losing quality?
Agentic Engineering: AI specialized in BACEN rules with human review on every delivery. Fewer people on the project, more speed and 0.3% average rework on monitored deliveries.
Does the squad leave after go-live?
It does not have to. Open Finance evolves with every regulatory cycle. When you want it, we keep a team that already knows your architecture to absorb the next phases.
Do you cover every Open Finance phase?
Yes, Phase 1 through Phase 4: public data, data sharing, payment initiation and advanced products such as foreign exchange, insurance, investments and credit.
Do you also serve credit unions and insurers?
Yes. We serve digital banks, fintechs, credit unions and insurers, any institution participating in or transmitting within the Open Finance ecosystem.